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Subaccounts or Trading Accounts are a concept that allows you to decouple the funds in the native Injective Bank module (which can be used for staking, bidding on auctions, participating in governance, creating markets, etc) into an isolated trading account from which you can execute trades. One Injective address can have an unlimited number of trading accounts. The way they are represented is ${ethereumAddress}${subaccountNonce} where the ethereumAddress is the hex version of the bech32 Injective address and the subaccountNonce is the nonce represented in 12 bytes. An example trading account at nonce 1 would be 0xc7dca7c15c364865f77a4fb67ab11dc95502e6fe000000000000000000000001.
For a general overview of subaccounts and their key features, see the Accounts page.
Starting the v1.10.0 chain upgrade, the Bank balance and the default trading account (at nonce = 0) will be merged and the Bank funds will be directly used when executing trades originating from the default trading account.